Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Owning and running a business comes with various risks. While you can’t escape these risks, you can protect your business against them by having proper insurance coverage. The types of insurance your business may need are dependent on your needs. To determine which coverage options are right for you, contact your RCS Insurance agent to get started.
What Is Business Insurance?
Business insurance refers to the different forms of insurance that a business may need. Every business is different and faces unique exposures, so each has varying insurance needs. However, there are a few common policies many businesses carry, which can include the following:
Commercial property insurance— This coverage may help repair or replace your business’s building, equipment, inventory or property if they are damaged by events such as fires, burglaries or other named perils.
Workers’ compensation insurance—This may provide coverage for medical expenses or lost wages if an employee suffers a work-related illness or injury.
Business income insurance—If a covered event temporarily closes your business, this coverage may help replace lost revenue, and it may help pay for items such as wages and taxes while you have halted operations.
Errors and omissions (E&O) insurance—This may provide coverage if claims of negligence or inadequate work are made by your clients.
It’s important to note that the above policies may not be enough coverage for your business. Call the team of agents at RCS Insurance to discuss your insurance needs and learn about what other policies may be right for you.
How Much Does Business Insurance Cost?
The cost of business insurance will vary from person to person. Factors such as company size, industry and revenue can all impact your premium costs. To determine your costs, contact your RCS Insurance agent to discuss your influencing factors.
Learn More About Business Insurance
Navigating business insurance can be challenging, which is why your agents at RCS Insurance are ready to help. If you’re ready to get started with coverage or want to learn more, contact your agent today to get started.