Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Auto insurance is a coverage option that can help protect you from expenses that result from a crash or incident. This policy coverage is typically mandated by states, but be sure to check with your state’s unique coverage requirements. To learn more about auto insurance for your vehicle, contact your RCS Insurance agent.
How Does Auto Insurance Work?
Auto insurance is a contract agreement between you and your insurer. In exchange for a monthly premium, your insurer helps protect you against financial loss due to an accident or theft. Auto insurance can help provide coverage for the following:
Liability—Helps cover your legal responsibility to others for bodily injury or property damage.
Medical—Helps cover the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Past the basic auto insurance coverage, your insurance is customizable to your needs. To determine what’s best for your vehicle, contact your agent to get started.
Is Auto Insurance Required?
Auto insurance requirements vary from state to state. Most states require car owners to carry liability insurance, but all of the following coverages are for consideration:
Bodily injury liability—Helps cover costs associated with injuries or death that you or another driver causes while driving your car.
Property damage liability—Helps reimburse others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
Medical payments or personal injury protection (PIP)—Helps provide reimbursement for medical expenses for injuries to you or your passengers.
Uninsured motorist coverage—Helps reimburse you when an accident is caused by a driver who does not have auto insurance.
What is required for your vehicle will vary. This also pertains to cars that are financed which may have their own requirements placed by the lender.
How Much Does Auto Insurance Cost?
Auto insurance policy premiums can vary based on a variety of factors. The factors that may influence your premium rates include:
Limits and deductibles
To be sure about how your factors could influence your auto policy costs, contact your RCS Insurance agent.
Contact Us Today
At RCS Insurance we know how crucial auto coverage is to stay safe and prevent large out-of-pocket costs if you get into an accident. To learn more about your auto insurance requirements and additions, contact your agent today to get started.